Tiki: reiti o pareparenga. Tātaitanga ki te awhina o kāri kirihou

Tiki - Kei te kāri pēke ki te utu mo te taonga. Hei whakarato i te ratonga, whakau ana te pēke i roto i te arumoni whatunga terminals. I roto i nga tau tata nei, i roto i te tua ki te taputapu paerewa, riro te rongonui terminals pūkoro to'oto'o, tuku ki te hanga utu, kahore tohutoro ki te wahi o te wāhi o te tari. Ko tēhea pūrere Ko pai ki te whiriwhiri me te pehea, ki te whakahohe i te mahi, i kite i runga i.

ngakau

Hei whakamahi i te ratonga, he mea e tika ana ki te faaoti i te whakaaetanga whiwhi. Ka rai te reira i roto i nga ngā o mahi, rahi o te kōmihana, te wā o te moni, me pera i runga i. D. Tāuta me te hononga o te taputapu, he utu o te tiaki whakangungu kaimahi. Ētahi pareparenga whakahere ki te tango i te reti kāpeka. Tenei mahi ka taea te putanga ki te whakapiki ake i te maha o ngā kiritaki, te rerekē haere o moni, whakaiti i te tūponotanga o ngā utu moni, me utu mo te kohikohinga (i tere tiketike). E ai ki ngā tatauranga, te whakamahi o terminals taea pareparenga ki kukume 20-30% o kiritaki.

hiahiatanga

kāri Urunga mō ngā ratonga utu i roto i Russia, kua meinga hei pau mo toa me pakihi. Ehara i te roa i mua, i haere he ture, kia rite ki nei e kore e te whakahaere tango kirihou, whainatia hoki 30-50 mano. Moni i roto i te 2015. Utu Tiki rata atu manuhiri (rawa tūruhi).

Ko te teitei te nui o te haki, te teitei te tūponotanga e kore e te kiritaki i nui moni ki te utu. I roto i te wāhanga o te wharekai, me toa te rahi whiwhi tipu. Anake i roto i 2015 te maha o ngā whakawhitinga i roto i ngā kāri kirihou nui haere e 18%.

Ko wai te mea ki te whiwhi?

"Alfa-Bank" me ētahi atu whare moni e mahi e rua kiritaki hou, me te ngā. e kore ko te huru faufaa te aroaro o te pūkete. Just ka whai kiritaki hou ki te tuku atu tuhinga ki te haina i te whakaaetanga.

kāri whiriwhiri

Ko te huinga iti ngā kāri Visa ko MasterCard. Ki te arotahi te whatunga hokohoko i runga i te ratonga kiritaki i ngā pokapū kāwanatanga, hoki kia kia hono mā Visa irahiko, Maestro Pets Whakaaetia, MasterCard o Electronic. Ko Diners Club, American Express, me te Gold me Platinum kāri tahatika take anake kiritaki rawa taonga.

Ngā o te moni - 1-3 ra. Ki te mea kua whakatuwheratia te whakahaere he pūkete ki te acquirer, nga ngā mahi katoa, whakairia kupenga o te kōmihana te ra i muri. Ki te puritia te mahi matua i roto i tetahi atu whakahaere, ka i runga i nga utu interbank e te reira e toru atu ano nga ra. Kei te tatari ētahi pūtahi pūtea mō te utu tonu i te pūnaha, me te ka mahi i te iritiraa. Na e totoro te ngā ki toru - rima ra. Ki te he taea ranei e pai ki te tatari koe, ka taea e koe te tono i te tukatuka utu Urgent tiaki anō.

Komihana

tātai utu te rite te ōrau o te nui hoko. Kei te whakatakotoria Rahi mo te kupenga kotahi motuhake me tei runga i te āhuatanga e whai ake nei: .. Sphere o mahi, te wā rerekē toharite o te mahi i roto i te mākete, te momo o te kōrero, me pera whiwhi te Kōmihana he ti'aturi i runga i takawaenga hoki. Ki te whiwhi whakaaro he tetahi ōrau (te nuinga o 1.1%) whakawhiti ki te pūnaha utu, i tetahi atu wahi - te pēke tuku. Nā ki te whakataetae nui i roto i reiti toharite nga pareparenga whiwhi 'ngā waenganui i 1.5-4% o te nui tauwhitinga.

Ko te nui o te mahi, te iti te utu mahi. Hoki kiritaki ki te rerekē haere iti kia whakaratohia ai utu ā-marama mō te whakamahi o te pūrere. E mea mahuinga ko ano hoki he ara o whakawhitihia ngā mōhiohio (ipurangi i te waea ranei).

o te hangarau

Me pēhea te ki te whakaturia ake whiwhi? "Alfa-Bank" tetahi institution nama i muri i te hainatanga o te kirimana ki te kamupene kiritaki whakarato taputapu motuhake, me te pūmanawa ranei. Ki te rā, te whakamahi i POS-terminals (Point o Sale - «Point o Sale"). Tenei pūrere pānui mōhiohio i te kāri, me te fetu'utaki ki te pēke. He tikanga, me te ahokore terminals. He pai ake mō ngā kaimahi kaikawe ranei te whakamutunga. Pūrere lau te rīpene autō me maramara.

Ka taea te tuku i te kōrero i roto i te pēke i roto i:

• waea-ake - ko reira iti, engari te hononga e he meneti torutoru;
• GSM, GPRS - hiahia ipurangi;
• Itarangi, Wi-Fi - he whakautu tonu.

Fakataha ki te supply o taputapu mō pareparenga whakahaere kaimahi kaiako, korero kaimahi pehea ki te whakamahi i te pūrere, me te whakakore utu. homai ano hoki he akoranga tere i runga i te whakatakoto ake te pūrere ki te tika. Tenei te pehea te whiwhi.

pareparenga tariffs

Hoki tūhono me te whirihora taputapu tuatoru-rōpū e taea te whakaratohia e te Komihana. Ko te painga o te whakamahi i terminals pēke kei e i roto i te take o te naianei whakakapinga o mea piupiu noa o te tiaki ranei. Me tango te reira i ki pūkete i mua i te hanga koe i roto i whiwhi. Tariffs pareparenga whakarato "paepae" o whakawhitinga kāri. Hei tauira, ki te te nui o whakawhitinga ia marama iti iho i te 50 mano. Miria., Kia kia ato'a whakaratohia mo te Kōmihana i te puka o te utu tiaki pai pūkete ranei.

Whakahohe i te mahi. Otiia i mua i te hainatanga i te kirimana o whiwhi, e hiahia ana koe ki te ako āta nga tono o pareparenga. A, no te tīpako koe i te whare e hiahia ana koe ki te whakarongo ki te mea kāri tavini reira, te rahi o te kōmihana, nga ngā o whakawhitinga o moni, me te tahi atu tikanga.

A feruri i te mea reiti e patua ana i runga i te whiwhi Sberbank. Tei runga i te rōrahi o te moni i takea mai i te mahere, kia rerekē te kōmihana i roto i te whānuitanga o 0.5-2.2% o te moni. Ko te utu tīkiti paerewa o te moni taputapu ki 1.7-2.2 mano. Miria. ia marama. I muri whakakī i te pūmanawa tono e taea te tikiake i te pae. hoki tuku Sberbank ona kiritaki te kaha ki te tūhono ki te Ipurangi-whiwhi i runga i ngā āhuatanga takitahi. Hoki te whakatinanatanga o ngā pūnaha whakahaere ihirangi wātea, i reira e rave rahi rongoā rite-hanga.

utu online

Internet whiwhi - he fariiraa o kāri pēke mo utu mā te ipurangi. Hei whakarato ratonga ki ngā pūtahi nama me pokapū tukatuka te whakamahi i te atanga motuhake e āhei cardholders ki te hanga utu i runga i te pae. Ko te rerekētanga anake i te paerewa o tenei mahi ko e kore te raraunga he kaipānui kāri pānui, ka tomo i te aufau i roto i te puka motuhake.

pūkoro whiwhi

e kore e pera i mua timata Tiaki Bank me ētahi atu whare moni i roto i te whenua ki te whakamahi i ahokore mPOS-terminals. I roto i te Te Hau-ā-uru, mo tenei whakaaro mo te wa roa ko te Square, PayPal, iZettle. i reira i kore analogues i Russia: 2Can, LifePay. E hangaia ēnei whakaaro mō kaipakihi, watea i rēhita moni. tai'o ratou raraunga i te kāri, whakawhiti ratou ki te taupānga i runga i tou atamai, papa. tono Ratonga nui, kumea ake te utu, me te e tuku te raraunga ki te pēke.

Hei te hono ki te "VTB" Tiki mPOS-i roto i kāpeka, e hiahia ana koe ki te whakarato taunakitanga o TIN, BIN, kaiwhakahaere o te uruwhenua, te kirimana mō te whakatuwhera i tētahi pūkete, he kaiwhakahaere whakaahua, me te tatari o nga ra i te tokorua. Hoki te mahi o ia kōwae ko utu tetahi pēke. I roto i te acquirer 2Can ko te "Russian Standard" me "Whakatuwhera". "Prombiznesbank" ki "Express-Täingäwai" me "Gazenergobank" ratonga LifePay. kua "PrivatBank" Kua iPay, "Alfa-Bank" - Utua-ahau, a "te Messenger" - SumUp.

He pūkoro atu te utu whiwhi. pareparenga Tariffs i toharite 2.5-5% ia tauwhitinga. I roto i te nui o ngā utu me te maha o te paepae mōkito, me te mōrahi whakaturia te. I roto i te tātaitanga o te tōtika o ngā ratonga tango me ki pūkete te meka e whai wāhi ana ki te whiwhi kiritaki e 20-30%. Na kia tino tika ai te utu.

Me pēhea te ki te hanga i te whiriwhiri?

Whiwhi toa e tika ana, hoko tari, me nga wahi ki wāhi utu. Rawa hoki whatunga ki te maha nui o pareparenga whakawhanakehia te otinga oti - he hōtaka, te whakatinanatanga o nei te kōmitimiti ki te mihini POS. ratonga Tukunga, e manako kore anake utu, engari ano hoki e hoatu he haki, he mea e tika ana ki te hono i te ranu POS-terminals. Ki te he iti te nui, kei te aufauraa i te iwi ki te kaikawe moni. Mobile riro tika atu hoki brokers inihua e hiahia ana ki te farii i utu i te haki i runga toharite. Ko te nuinga o nga kaiwhakamahi mPOS-terminals - he PI me kamupene nei ngā mahi e hono ana ki te fariiraa o utu kāore hoki tenei mara: toa ipurangi, ratonga taxi me pakihi utanga, i roto i-te kāinga, kāinga, hauora, me te tahi atu ratonga.