Activists - ko wai te mea tenei? Actuaries i Insurance

Ko whaimana i roto i te United States me Europe tikanga Tauwhiro. whakaaro taua tohunga faufaa i roto i ngā mara pakihi. I roto i te Russia, e kore e kitea te rongonui o tenei tikanga ngā, engari e kore e taua mutu ki te whakamahi i kaha nga ratonga o actuaries rōpū i roto i te ngā ao o te mahi. Ko te tino rongonui ko ratou i roto i te pēke rāngai, ratonga, rīanga, a kaha ratou ratonga e whakamahia e moni penihana.

He Tauwhiro Ko te mātanga whaimana

Activists - nga tohunga e whai i te mātauranga ōhanga hangarau ranei teitei, me te pupuri i te tiwhikete e tika ana o te Tauwhiro. I roto i te Russia, e kore he tetahi e Me raihana ratou mahi, na whakawhiwhia te tiwhikete i runga i te pūtake o ngā whakamātautau motuhake. Tenei ahua o ngā uara whakamātautau e kore e nga kaitono katoa. Ko ratou otinga angitu ka taea e koe te mea humarie e nga activists - he tohunga te paerewa teitei. E kawea ratou i na roto i te kāwanatanga te mana hi'opo'araa.

Ka taea e tatou te mea e te activists - he tohunga i roto i te mara o te pāngarau, e whai etahi pūkenga e tika ana mō te tātai o ngā mōreatanga rīanga. I tua atu, ka taea e te hanga actuaries tātaitanga e tukua ki te whakatau e pā ana ki te angitu o haumi i roto i te etahi rawa.

E kore e taea te mahi i te kamupene inihua, kahore te mātanga taua

Tauwhiro i roto i te inihua - ko te mātanga e fakahoko nga reiti tātaitanga inihua me utu inihua. Pea, te tino i roto i te tono, he tohunga i roto i te whakarato o ngā ratonga rīanga, te uara o i takoto i runga i te pūtake o tātaitanga mea tätai. Haunga e actuaries - he kaimahi ngaio e whakatatau te rāhui e tika ana o te insurer enei, ka taea e ratou te kawe i roto i te aromatawai o te kaupapa haumi, me te te toenga o nga tātaitanga e pā ana ki te tuku noa ranei rīanga herea.

He faufaa mō kamupene inihua ēnei ngaio. Mai te Tauwhiro i roto i te inihua - he kaimahi e kia tino tohu, i roto i te kamupene e tukinotia ratou ki tokanga makehe, mai te mea te reira uaua ki te kitea te nui ngaio.

Hoki, kia rite ki te ture Russian, me tuku kamupene rīanga ki te mana kawenga mo te mātakitaki o ratou mahi, pūrongo i runga i ona fafauraa. E whakamana taua pūrongo i runga i te pūtake o tātaitanga e he mea tätai mahi.

Insurance Tauwhiro - e kore te mea he tikanga, e kia tīpakohia ki te kahore koe e mohio "pai" pāngarau me te tahi atu mau ihi. Ko te pau o te kaimahi taua, takoto ïa i roto i te tātai tangohia, e hiahia ana koe ki te mahi i nga ra. I muri i te katoa, inihua Tauwhiro - he tikanga rawa kawenga: e tika ana ki te tātai hē o tariffs inihua i roto i te kamupene taua taea noa tīpako i te tika ki te whai wāhi i roto i ngā mahi rīanga.

A, no te i tenei tikanga

Ko te kupu "Tauwhiro" he pakiaka Roma. Na ka karangatia e ratou i roto i Roma i tahito, te tangata nei mahi hoki te takiuru i roto i te hui kaumatua. Ko kua ka tenei tikanga o te kupu te.

kua puta mahi Actuarial i roto i te māramatanga hou o tūranga, kawenga me ngā mahi o actuaries i Ingarangi i roto i te mutunga o te rau tau 18. Ahakoa i reira ko he hiahia pāngarau tika noa ki te whakatika i te taumata o etahi moni inihua, e tohu etahi tūponotanga i roto i te inihua ora.

I 1762 i reira ko te kamupene tuatahi kua arahina e te mahi mea tätai. Nā ki te tono nui mo te taua ngaio, tupu, ka whakawhanakehia te mākete. I roto i te whakarara ki te tupu o te mākete, ka whakatika atu me te ake te hiahia ki te hanga i tētahi whakahaere e e kawea tahi activists, me te whakahaere i to ratou mahi. Kua whai wāhi tēnei ki te putanga o te Institute o Actuaries London i 1848, me wha nga tau i muri mai - i te Faculty o Actuaries i Edinburgh.

Kua whakapumautia te kupu i roto i te 1895 i taua hapori i roto i Belgium, UK, Tiamana, Wīwī, me te United States i te whānui o te International Association o Actuaries, tona tari matua kei roto i Brussels. Tenei whakahaere i nga wha tau e, mau hui. E matapaki ratou te pēhi take o ngā mahi tätai, mahi, hanganga me te mahi.

He aha e nga mahi hoatu i mua i taua tohunga

raruraru Tauwhiro ngā i roto i te whakahaere i tātaitanga, i roto i te tikanga ki te tātai i te utu here e tika ana mō ngā ratonga rīanga. I raro i tariffs tika te tikanga i te uara o taua ratonga ki te kamupene, i e hipokina katoa o nga mōrea o ona mahi ki te taumata o te whakaea me te pūmautanga pūtea i te taumata tika, te whakarite pūmautanga me te tātaitanga wā o te herenga whakahaeretia.

Tauwhiro Ko te kaimahi e he taea ki te whakarato whakautu ki kaimahi whakahaere i runga i ngā take katoa e pā ana ki te utu o tariffs. Hei tauira, kia mohio ia te whakahoki ki te pātai o te pehea, ki te huri i te moni inihua, ki te whakanui i a koe i te deductible ake ki te taumata etahi, me te ki te tango i te rārangi o ngā mōrea inihua "kino e tika ana ki ētahi atu huru." I roto i tenei take, me whai te reira i te taumata o te matauranga e taea ia ki mārama kopecks tatau anō reiti mo tetahi ratonga whakahaere e pā ana ki ngā mahi inihua.

Me pēhea te ki te riro i te Tauwhiro

Ko te mea tuatahi e hiahia ana koe ki te tiki i nga tohu e tika ana. Mātauranga i runga i te Tauwhiro he utu. Ko te rangahau o kaitukumahi ki waho whakaatu e ratou utu whakangungu e tata £ 6,000 ia tau o ako.

Hei te riro i te Tauwhiro, me kaitono haere te hunga i rite 15 whakamātautau. I tua atu ki te akoranga, kei te tautoko kaimahi te kamupene o buka me ētahi atu rauemi e ai kia whai hua i roto i te whanaketanga o te tikanga.

I roto i Russia, he uaua ki te ako ki te waiho i te Tauwhiro

I runga i te rohe o te whakangungu Russian Federation kore te āta tenei makehe whai wāhi i roto i tetahi institution mātauranga. Fele ki te mahi tango i te tangata e kua he tohu whare wānanga, me te pai i te pāngarau. Na ka kua takitahi whakahaere i te kamupene whakangungu, me te ara i te reira ki te mahi mea tätai mātanga.

Me whiwhi te tiwhikete i roto i Russian Actuarial Society. Ētahi whakamātautau Foreign Guild o Actuaries, e taea ana ki te whakaū i ō rātou taumata o te matauranga, me te angitu ka kitea he mahi i roto i te kamupene inihua te pēke ranei.

whakahaere whaiaro-ture o Actuaries (sro Actuaries)

I roto i te tikanga ki te aroturuki i te mahi o enei ngaio he whakahaere pai-kore, e tiaki o ratou mahi, a taea hoki e hanga i te ture o whanaunga i roto i te mākete o ratonga mea tätai. I roto i te mau parau te tahi atu, te whakahaere whaiaro-ture o actuaries i te uniana kaimahi, e matakitaki ana mahi enei ngaio.

Tetahi taua mātanga ki te kawe i roto i o ratou mahi ngaio me waiho he mema o te whakahaere taua.

He aha ngā Actuaries sro

Ka taea e koe te tīpako i te mahi e whai ake nei:

1. Development, whakaaetanga me te whakatinanatanga o ngā paerewa, me ngā ture e kia ārahi actuaries e mahi ana ngā mahi ngaio.
2. Ko te whakatūnga o ngā whakaritenga me ngā āhuatanga o te whakauru o ngā mema hou, te utu mema, whiu.
3. Tiaki o nga ngākau nuitanga me ngā tika o ngā mema o te whakahaere ki te mana tūmatanui, nga marae, me te tahi atu mahi.
4. mana Mahinga i runga i te mahi ngaio o ngā mema o te whakahaere, o ratou hanganga ture ki katoa te ture me ngā tukanga whakaritea e te ture.
5. Whakarite tonu ngā mema o te tautoko kōrero.

He aha ngā whakaritenga me ū ki te sro

Ngā mahi activists i roto i Russia tahi e te pūnaha kore tino whakawhanakehia-o ngā tuhinga ture. Na i te mea inaianei i te aroaro o te whakaaro i te State Duma te pire e e whakahaere nga mahi o Actuaries. fakahu'unga tēnei tuhinga ture e me te whakatau i te whakahaere whaiaro-ture o actuaries nga whakaritenga e whai ake nei:

1. Hei wāhanga o te whakahaere, i reira he kore iti iho i te 100 mau taata e te whakatau i nga whakaritenga katoa whakapumautia e te ture.
2. kia whakaarahia ake e te moni utu mo utu i roto i te haamauraa i kerēme kiritaki. Taua pütea i hanga anake o moni. I roto i tenei take, me hanga taua mea takoha herea ngā mema katoa o te whakahaere. Me kia te takoha iti rite ki te 30 mano moni. Te rahi mōrahi o te utu o nga kerēme o kiritaki o te pütea utu kore kia neke atu i te 600 000 moni.
3. I roto i te whakahaere taua kia waiho te mārama hanganga, wehewehenga, me te tinana whakahaere ohu. kia mahi te poari hi'opo'araa o te mana whakahaere.
4. Me mahi i te whakahaere ki te tono i te mau ture o te mahi mea tätai e pai, me te kore e fepaki i te ture o te Russian Federation.

Kia te tohunga, me te kia taea ki te tātai i te utu o enei atu ranei tūponotanga - ko te tikanga matatini. kia whai i te matauranga pai i roto i te pūtaiao tangohia te Tauwhiro ka e taea ki te whakaoti rapanga matatini e pā ana ki te maha nui o taurangi.