He aha te tūranga kairau a te i roto i te ao nei pareparenga tenei ra mo te penihana?

I roto i te hapori hou, ka nga pareparenga mo te penihana he wahi auau ki te haere ki. Kei te tahuri te tipu haere te maha o te iwi toulekeleka ki mo te taurewa whakatuwheratia ranei putunga reira. Ko te aha kua tīmata te pareparenga ki te urutau ki te penihana, tuku i te moni tāpui me te taurewa hua takitahi mō tenei tuhaa o te taupori.

Ka taea e ki te penihana tiki i te pūtea tārewa?

Ehara i pareparenga Russian katoa ki te whakarato i taurewa issuance penihana. Ko e tika ana ki te meka e he āwangawanga e pā ana ki te ino koi i roto i te hauora o te nama, a i roto i te hononga ki te utu-kore o ratou taurewa pūtahi nama tenei. Otiia pūtahi pūtea tuku i te taurewa paari, e wātea ana. E fakalili'a ēnei pareparenga i te meka e he tuākana atu kawenga mo te utu wā o te taurewa.

Ka rite ki ki te nama tikanga, ka tirohia i te penihana pēke whakaea me utu o taurewa o mua. A, ki te, he o te mahi tau, kua hanga te kiritaki te hītori nama kino, ka tino pea, ka kia whakakahore te penihana i roto i te taurewa.

Banks hoatu loans ki te ruhiruhia, me te nui iti o runga ki te rima tau, reira whakatupato i nunu'a tōraro.

Whakatauranga o pareparenga ki whakawhānui nama, te kaumātua

pūtahi Credit He rerekē, me reira ki te whakawhānui he rerekē tikanga nama i te katoa katoa. Ētahi pareparenga mo te penihana e ngana ana ki te hoatu haere noa o whiriwhiri, ētahi whakahere nga reiti i raro, ētahi i tukua ki a koe tarewa moni nui o te iwi kaumātua.

Whakatauranga o pareparenga i te nui mōrahi o te taurewa tohatoha mō tuākana:

1. "Manakohia." tuku tenei pēke te nui mōrahi o te taurewa mō penihana - 15 miriona moni. whakaaetia ana tēnei taurewa te mo te hoko o hoko whare.
2. "Sberbank". E 10 miriona moni mō te mokete tuku te pēke.
3. "Raiffeisenbank". Ko te moni tapaea e te penihana tae 9 miriona moni.

Reiti i te auau huamoni i raro o whiwhinga penihana:

1. "Setelem Bank". tuku te whakahaere te auau huamoni i raro - 6.9%.
2. "Mkh Bank." Ko te kamupene kei roto i te wahi tuarua i te auau huamoni i raro, i te mea 9%.
3. "Uralfinans". tuku hoki i te Bank he auau huamoni iti - 10%.

Whakatauranga hāngai i runga i te wā taurewa mōrahi:

1. "Sberbank". I roto i te wahi tuatahi ko tetahi o nga tahatika tino rongonui. tuku ia ki te tango i te tārewa mō penihana ki runga ki te 7 tau.
2. "Bank AVB." Ko te pēke whakarato pūtea taurewa mō ngā penihana ki runga ki te 6 tau.
3. I tenei wāhi i reira e tata katoa te tahi atu pareparenga pai-mohiotia e hanga pūtea taurewa mo ake ki te 5 tau.

Credit mō penihana. I pareparenga he pai?

E toru pareparenga pai-mohiotia e whakatutuki ki tuākana:

1. "Alfa Bank" mo penihana whakarato i te whānuitanga nui o ngā hua taurewa. No te iwi pakeke whai wāhi ki taurewa ngā katoa. hangaia hōtaka Bank te i roto i te taua ara e kore kua te kiritaki ano hei te penihana i utu o te taurewa tangohia.

2. Kua rite te Bank "VTB" mo penihana he hua motuhake ki ngā pai. Ko te huru anake - e kore tau o te nama e nui 65 tau. Ko te whakatau i runga i te pūtea taurewa mai tonu, a ka tango rēhita he iti rawa o te wā.

3. "Sberbank" tuku etahi o nga tikanga tino piri pono, me te pai. Ko te rohe tau mōrahi ko 75 nga tau. Ki te tango i te nama ake pai ki kiritaki i roto i te pēke, ko reira minaminatia ki te whai i tō ake pūkete puta ranei he kāri, e ka puta penihana. Ko te kino anake - penihana tino hiahia kaiwhakamau. Ko hoki te Bank i roto i te tua ki te taurewa moni tuku kāri nama tuākana, e kore e te tikanga puta i roto i te tahi atu pareparenga.

I roto i te mea pareparenga maha retirees tuwhera putunga?

Ko tētahi o nga tahatika tino pai-mohiotia hoki whakatuwheratanga o penihana takoha ko "Tiaki Bank". horo'a Special mō tuākana, ahakoa kahore, ko reira te pēke tino pono, me te kawenga i roto i te whakaaro o kiritaki maha. Ko te aha tuākana i atu whakawhirinaki i roto i te whare pūtea.

Kei te mohiotia ano te reira mo te kitea o putunga ko "Rosselkhozbank" paari. Tenei whakahaere tuku penihana i te takoha motuhake "Pension Plus". Bet runga reira - 8.5%, me te nui raro taea mō te whakatuwhera i te moni tāpui rite ki te 500 moni.

"Eurocommerce" pēke tetahi takoha moni ki te whakahere. I moni tāpui "moni Penihana", fokotu'u ia tere o 10.5%.

He aha ngā tuhinga e hiahiatia ana ki te whiwhi i te pūtea taurewa ki te penihana?

tuhinga tono i ngā kaitono e he rerekē pareparenga katoa, engari i reira e te hunga e me whakarato te kiritaki i roto i tetahi take. Ko ētahi o ēnei:

• uruwhenua;
• he tiwhikete o te nui o te penihana riro;
• Tiwhikete o te penihana.

Haunga tenei katoa, ka taea e pareparenga tono te tiai whakakapi ranei. Te nuinga retirees hiahia ki te tango i taurewa noaa i te fare.

mōhiohio atu

He tangata toulekeleka i te hopu o te taurewa me kia tino anga. I tenei tau, he heahea, me te ngāwari kawea ki tetahi tono iwi. Ka rite ki te mea i te penihana kanohi rawakore hauora ranei, e kore ia e taea te pānui i te tā pai i roto i te kirimana, kei te maha i whakaaro he nui. Ko te kupu, e kore ai e mōhio o utu huna me hua inihua te kiritaki. Na reira, pūtea taurewa mō ngā penihana pai whakapā ki whanaunga tata, ki te āwhina i te kōmaka i nga āhuatanga huanane. Ko te mea matua e kore e overdo whanaunga reira ki. Kore, ka taea e te kaimahi pēke whakatau he aha takoha panaia te tangata toulekeleka ki te tango i te pūtea taurewa.

Ko te nama tino ihupuku, i te mea he aha pareparenga hanga loans mo te penihana i runga i ngā pai, me te i ngä päpätanga huamoni iti iwi ruhiruhia. Ko ara homai tenei meka, he tūpato o tenei paparanga o te taupori pūtahi pūtea, no te mea te moni whakatā i iti ratou. Otiia ki te whakatau i te tangata tawhito ki te tango i te nui iti, me mo te wā iti, pareparenga ki pai hoatu he taurewa taua.