Hea ki te taonga tarewa moni wawe, ara, ki te reira e taurewa faahiahia?

Kei te whakaaro atu me te atu iwi e pā ana ki te wahi ki te tarewa moni wawe. Ko te tino nui tenei take. I muri i te katoa, he haumaru i tūkunga ohorere kahore tetahi. Pea hiahiatia etahi "ennaya" nui mo te maimoatanga whakanohonoho ranei! Hea ki te tono i roto i tenei take? Me pēhea te ki te whakahihi? E kore e pera uaua ki te whakahoki kupu ki te kore koe e whai i tetahi nama nui. A ki te mea i reira he taurewa faahiahia? Ko wai ka taea e ui mo moni i roto i te rerekē te rahi? tohutohu Top me tinihanga, tai'o i!

Mahi me te mahi ano

Ko te mea tuatahi e taea e koe te mahi ina e koe i roto i te hiahia akiaki o te moni i nga whiwhinga whakatuwhera - ko ki te tiki i te tuarua mahi. I roto i te mau parau te tahi atu, e kore e whiwhi ki tetahi roa, engari noa ki te whiwhi i te nui e hiahiatia ana. Ko te kore e ohie, engari ka taea.

Tikanga, he tino pai hoki te hunga e "kore e tahuna" taurewa tenei tikanga. Ko, e hiahiatia ana te moni te wawe, engari e kore e tonu. Ki te kahore he te tūponotanga iti ki moni production motuhake tamata ki te whakamahi i te reira. Just kia kore e taea e koe te tiki ia koe i roto i te "mahanga nama".

I roto i te mahi, he uaua te otinga taua te angitu. A tamata iwi ki mātātoa whakaaro e pā ana ki te wahi ki te tarewa moni wawe. I muri i te katoa, ki te utu nama i roto i te heke mai, i ētahi wā he rota māmā atu i roto i te wa poto ka taea ki te hanga i to koutou ake.

whanaunga

Ko wai i hanga whakapā ki te whai koe i tetahi raruraru? Ki te tata! Na, ki te whakaaro koe e pā ana ki te wahi ki te taonga tarewa moni wawe, ara, ki te reira he loans tino, ka taea e koe te tamata ki te karanga ki tona utuafare. e te tauturu ia ratou ia koutou.

Heoi, i tenei tikanga hoki e kore e uru te katoa. O te faufaa rahi ko e, i roto i te tahi mau tuhaa ia koutou me to koutou whanaunga-nama, me te tona huru. Ki te he te pai, aro, me te tangata atawhai katoa, he koe i runga i ngā hoa, ka taea e koe ara tarewa moni kahore moni. A hoatu rānei wāhanga katoa ranei i etahi wāhi.

Otira ka he rerekē whanaunga aroha ranei kei koe tika i roto i te hononga kino, e kore kia koutou maua ki a ia. E mea pinepine e ui taua iwi ki te hoatu i te taurewa ki te moni. Ranei e te heke mai timata ki "tapahia" mō te whakarato tautoko rauemi ki a koutou, ara, ki te he koe i roto i te tātai tonu hoki te wa roa. Ka rite ki whakaaturanga mahi, nga matua, rawa, pai kore ki te tango i te moni. E kore te nama ranei tika.

hoa

Hea ki te taonga tarewa moni wawe kahore moni? Ko tētahi atu tikanga, kaua ngā o whakaoti te raruraru - i te piira ki ona hoa me hoa. Ko atu e manakohia ana ki te iwi kawenga tenei kōwhiringa. Ahakoa, ki te meatia e ratou, a pera i reira ko etahi ahua o te nama.

Ko te painga ngā te kore o moni mo te taurewa. Etahi, o te akoranga, e rapu ratou, engari e kore e he reira rite auau. Ano, kei tonu koe ki e taea ki te whakaae i runga i te wā o te utu "taurewa" hoa.

Whakamātauria ki kua i kahore taurewa tino. Ētahi iwi ahu ki te falala tangata ki nama. A, ki te he koe "tōmuri" tetahi atu utu, a kahore hoki te wa tuatahi, rere koutou i te mōrea o te ngaro te whakawhirinaki o te tangata. Pūtea taurewa i te whānau me ngā hoa, ko te atu tangata haepapa e tika ana. Ranei tika ki te hunga e whakawhirinaki ana.

"Privateers"

Hea ki te taonga tarewa moni wawe? He takitahi tūmataiti. More āta, i tetahi hoa ke ranei. Heoi, i runga i te taenga atu. Ka rite ki te ture, ka taea e koe tae atu ki te iwi mō te awhina. A ka whakaae etahi o ratou ki te āwhina ia koe.

Heoi, ka ai ite i te whiwhinga whakatuwhera etahi raruraru. E kore e pai rawa ki te tuku moni iwi moni ki te hunga e kore e utua te taurewa i runga i te wā. Ko te aha e hoatu te "tangata tūmataiti" moni anake i runga i te taenga atu. ka tohu te reira i te nui kua tarewa koe. Na whakaritea konei nui e hiahia ana koe ki te utu i roto i te heke mai. Kei te tohua hoki wā.

Receipt - he tuhinga e homai te "privateers" etahi taurangi. Kei a ia tika katoa ki te haere ki te kōti, ki te tamata koe ki "ape" i te utunga o te taurewa nama ranei. Kimihia taea enei iwi e ki runga ki nga pānuitanga (i roto i te pēhi ranei i runga i te ipurangi). Ka rite ki te kōwhiringa - kōrero tika ki etahi ki tona hoa ki te tono rite. I raro i nga rihīti ukauka, i roto i te mahi, maha whakawhirinaki. Na reira, e kore e pera iti koutou tūponotanga o te angitu.

utu

Whakaaro wahi ki te taonga tarewa moni wawe? Pono, te otinga pai ki te raruraru ka hei te whakaoranga o te nama ngā. Na ka taea ki te haere noa ki te pēke mo te taurewa hou koutou.

Pea tenei ara takahi anake e wahi. I muri i te katoa, ki te whiwhinga whakatuwhera torutoru i te taea tūturu o te utu o taua. Heoi e kore te mana katoa o te tikanga. farii i Just reira rite te kē taea.

Whakapā i te pēke

Hea ki te taonga tarewa moni wawe, ara, ki te reira e taurewa faahiahia? Tirohia ki etahi pēke iti i roto i to koutou pa. Ka Pea kia hoatu koe he taurewa. kia ture Ahakoa taua mahi. pūtahi pēke te tikanga e pai ana ki te whakatuwhera i te whiwhinga hou.

Ko koutou e taea e tumanako mo te waimarie pai. I roto i ētahi wā, kaimahi āta hanga ranei ātetenga (mo te take pai ki te taunaki), kia pohehe hoatu koe ranei te taurewa, e kore aufauraa i te whakarongo ki te taurewa ngā. Ehara i kōwhiringa rongonui rawa, engari e puta i te reira.

MFI

Na tikanga inaianei atu ngā, me te whai hua. Ki te kei te whakaaro koe e pā ana ki te wahi ki te tango atu i te moni (ki te kāri ranei i moni), whakapā atu koa nga pūtahi microfinance. Ratou te tikanga whakahere microloans me loans kahore pepa atu. ara Tino pai ki te tiki moni.

Rite te wahi ki te haere? Hei tauira, i roto i "Mikrodengi", "Bystrodengi" me pera i runga i. take te reira i tetahi whakahaere microfinance e whakarato ana te moni mo te uruwhenua. Fakatatau ki ai, ki te whiwhi i te pūtea taurewa, tautuhi noa. Ara uruwhenua. e kore te mea nui hoki MFIs mea katoa atu. Ki te hiahia koe ki te farii i moni i runga i te kāri (te tahi mau kamupene whakahere tenei mahi), whakarato atu kōrero o reira.

Ko te tikanga tino pai, engari kua reira kotahi drawback - ko reira te auau huamoni. Ka mau, hei tauira, 10 000 te marama, ka whai ki te utu i te katoa o e pā ana ki 12-13. I roto i te whānui, ko te tino nui te tuhene i roto i taua whakahaere. Ehara i te katoa e rite ki te whakatau i runga i te nekehanga taua.

Ko tētahi atu haunga te - ko te meka e i roto i te hui o nama ki te IFIs e tata koe tonu kōrero kohikohi. A ka waiho te raruraru ki utu nama mo te wa roa i muri i te utunga o te taurewa i ki tonu i. Na reira, i mua i te tono koe ki te MFI kia āta whakaaro mēnā he tika tenei.

ratonga Ipurangi

Hea ki te tiki i te moni tonu i runga i te kāri, me kahore te kore? Ko te whakamutunga, ko te he ara pai ki te karanga ki te momo o ratonga Ipurangi. Ratou te tikanga tukua noa i te meneti torutoru ki te tiki i te moni i runga i te kāri e-putea ranei.

Katoa e hiahia ana koe - ko ki te kitea he ratonga e tika ana. He tino nui ratou i runga i te Ipurangi. Ko te rite ohie Taupānga - whakakiia i te puka, i ngā koutou kōrero uruwhenua, taipitopito kāri pēke, me te te nui taurewa. Kaua e wareware ki te waiho i te tau ki te whakapā atu koe. I muri i te tahi mau wa (i te 10 meneti ki te maha haora) ka karanga koe hoki, ka ki atu ki te kaiwhakahaere ki te whakaaetia te whakakahore i te tono ranei. whiwhi ranei he karere kuputuhi ki te hua o te mahi tukatuka.

Hoki te haratau o ngā kaiwhakamahi ki enei ratonga te nuinga o whakahere tātaitai ara motuhake. Ka whakaatu rātou i te nui e hiahia reira ki te hoki mai, ki te tangohia e koe i runga i tou wā nui kitea mua motuhake o te moni. No hitimahuta - ka mohio tonu koe ki te nui ki te utu i te whakahaere.

Ko te maha o huakore konei, rawa, i reira. Ki te kei te whakaaro koe e pā ana ki te wahi ki te tango i te moni tonu, ara ki te reira e taurewa tino, a faaoti ki tahuri ki te mahi mariko, te tiki rite mo te tuhene nui. auau Interest nuinga he tiketike. Ahakoa neke atu i roto i MFIs.

E mea pinepine e noa ano ratonga ipurangi pae tinihanga. tukuna te taurewa e ki a koutou, engari i tetahi moni e kore koutou e whiwhi. A ki te utu tonu i. Te kore e whai koe ki te mahi ki kamupene kohinga nama. Na reira, tamata kore ki te whakamahi i tenei tikanga. A huihui ki reira anake i roto i te wā tino.

ngā kitenga

Na ko reira mārama te wahi ki te tiki i te moni tonu i runga i te kāri, kahore te kore. A he aha te wahi ki te tono mo te taurewa i roto i te moni hoki. Tohatoha i te puna e whai ake nei:

• whanaunga;
• hoa;
• usurers me "privateers";
• pareparenga;
• kamupene microfinance;
• whakairia ratonga ipurangi.

I tua atu, ka taea e koe te tuatahi te utu atu i te nama ngā ranei tika ki te hanga i te nui o te moni e toe ana. I roto i nga tikanga katoa te nuinga o maha pai whakamahi he piira ki whanaunga me kaitukino. Ko rerekē ratonga MFIs me Ipurangi pai. Ko reira rawa nui hype ratou tū tēnei wā. Kia mahara - e kore e kore kamupene ihupuku whakapā ki te tangata e kua, a na reira i te taurewa tino.