"AyManiBank": raruraru, whakatauranga, arotake kiritaki

"AyManiBank" raruraru e tauwhāiti te riri i runga i te wahi o te tetahi ōrau o ngā kiritaki, tata i mohiotia anake i roto i te Gorno-Altaisk noa. I roto i te rua tau whakamutunga he kaha kautaha fakapa'anga, e taea ki a ia te haere ki te taumata e hānga ana, me te kia i runga i te par ki te pareparenga nui rawa i roto i te whenua. I te kau, ngā te whatunga peka o 31 tari i roto i ngā wāhanga rerekē o Russia. Institute o Finance anake mahi ki takitahi e e wātea ana i roto i te whānuitanga o ngā ratonga whānui. I roto i te tono i reira he putunga me reti o ngā pouaka tāpui haumaru, whānui o ngā hua nama ngā. Ko te ratonga tino rongonui, e kumea whakarongo ki te evanelia rite "AyManiBank" i roto i te St Petersburg me era atu pa o te whenua - i te reira ko te taurewa aunoa.

History o te pēke

pēke Basic mō te whakatuwhera i te faanahoraa rite raruraru "AayManiBank" kihai i i tohungia i roto i te raruraru ōhanga, ko kahore tetahi te kohao i roto i 1992 "Altayenergobank". mutu tona kōrero i roto i te 2013. I roto i tenei wā i roto i te ao pūtea rite ki te hua o te re-waitohu me "AyManiBank" puta. I roto i te tīmatanga o "Altayenergobank" whakarato ratonga anake i roto i te rohe taua. Mai te waenganui-2000, tangohia whakahaere o te whare kua he whakatau nui ki te unu i te taumata e hānga ana. Mai 2009, tomo te Institute te rārangi o te runga 500 pareparenga i roto i te whenua. I muri i te rebranding, tūnga pūtea o te kamupene o taui te wāhitau o te tari matua, kua oho nei inaianei ki Moscow. I te 2013, i reira te mea he huringa oti o rautaki o te whanaketanga o te Institute. Ki te i roto i 2012 kua te arotahi matua kua i runga i nama kiritaki, ka, tīmata i te 2013, e arotahi ana te mau tautooraa matua i runga i te hoahoa o te motokā taurewa. Na roto i te mutunga o 2014 "AyManiBank" raruraru kihai i taea e e matau pehea tona mua, i tomo kua te rārangi o runga tekau pareparenga i roto i te whenua i te rōrahi o tukuna taurewa ki te hoko i te motokā. I teie mahana, motokā loans noho te kaupapa matua. I te taumata teitei i whakaarahia, me ētahi atu hua pēke.

whanaketanga Active o motokā taurewa

Ka rite ki whakahuatia i runga ake, te Institute hua pēke matua - he taurewa motokā. Ko reira i roto i kawea i tenei aronga i roto i kawea te mahi kaha i roto i kōmitimiti ki whatunga kaihoko mō waka whakatinanatanga. Nahanaha i hanga pātuitanga hou, whakawhānui i te rārangi o ngā, te wahi e taea te tiki kiritaki tūmataiti he taurewa. hāngai ana te nuinga o nga hua, me te haunga o takoha te i kiritaki e kua whiwhi kē i te taurewa motokā. Ka taea te kite ratou anake rite te tāpiritanga watea, me te pai ki te taurewa ratonga. whakahaere aro nui utu ratonga pēke watea ona kiritaki ki hea i roto i te whenua. He wātea ki taputapu ia kiritaki pērā i te pūkete whaiaro i runga i te paetukutuku e pā ana o te Institute me ipurangi pēke "AyManiBanka" - "ahau-Pāwhiritia". Kei te pai ake tonu uru mamao ki pūkete. Ko te rārangi o ngā ratonga Ipurangi nahanaha whakawhānui, whai wāhitanga hou, te whakapai ake i te taumata o te haumaru. Whakawhitiwhiti kōrero ki te hoa pea hou, kei te whakawhānui whakahaere o te pēke tonu taea i roto i te āhuatanga o te utu mo ona ratonga, whakahere atu me te ake tikanga hou o te tātaitanga. I teie mahana, e taea te utu i te taurewa motokā i runga i ngā maitai motuhake i roto i ngā pūnaha utu pērā i te "Leader" me "JCB", "Rapid" ko QIWI, CyberPlat. "AyManiBank" i roto i te St Petersburg me ētahi atu ona tari i roto i te whenua, he te mau melo o te "Pūnaha Whakataunga United", i ngā 120 tahatika kāinga, hanga māngai 40000th.

Reviews o te mahi a te Bank

"AyManiBank" wāhi tari i te mea te tino ngāwari ki te kitea i roto i nga pa nui rawa o te whenua, ngā te tini o kiritaki ki whakaaro e arahina ki te putanga o te maha nui o kōrero e pā ana ki te hononga ki te Institute. Ko te tohunga te aromatawai o te nuinga o arotake, whakaae i runga i te meka e kua e rua painga me ngā kino o te pēke whakahaere. E rave rahi kiritaki i roto i te ara pai e korero e pā ana ki te whānuitanga o ngā hōtaka taurewa motokā. Maite pai ki te hoki mai o nga moni ki te pūkete pēke ki te hoko o te wahie mo te kāri'inisititiutí. "He kore pai anake AyManiBank 'arotake. He rawa te ōrau nui o kiritaki e amuamu e pā ana ki te ingoa rukahu o salons pereoo, me i te pēke he hononga. Ko putunga, maha kōrero iwi e pā ana ki te tikanga rauangi o te mahi ngātahi me te pūnaha tika matatini o moni whakatupu. Ko motokā loans anake, ko te aronga matua i runga i te tuhene tika nui. E te iwi e kua riro kore te mōkihi pānuitanga fafauhia, ka tutuki i runga i te kore taratara. Ko te kāri "e wehea whakaaro Avtokopilka '. He he rota o kiritaki e tino makona ki te pēke raraunga hua. Ehara i kahore kāri rangatira e āraia kirihou i muri i te marama torutoru o te whakamahi, tahi me nga whakaurunga katoa e te hunga i runga i te reira. E ai ki a ratou, CB "AyManiBank" mōkihi hiahiatia ki te whakarato i kape o ngā tuhinga hoki o ratou e ngaro i roto i te pātengi raraunga. I roto i te take o te utu wawe o te pūtea tārewa ki te hoko i te refusals inihua motokā ki te hoki i kitea.

Whakatauranga me Tohu Hei

Key tohu pūtea ahu "AyManiBank" raruraru e tauwhāiti te inoino i runga i te wahi o kiritaki, i te mea ulungāanga mo ia whare pūtea i roto i te rārangi o te runga pareparenga 200 i roto i te whenua. Ko te pēke nui tomokanga Banki.ru, aromatawai o kiritaki pareparenga ', he te āheinga o te kaupapa, i homai tūranga o te faanahoraa i roto i te runga pūtahi pūtea kotahi tekau i roto i te whenua kia rite ki te hua o te tūranga motu. I roto i te 2014, e mōhiotia ana te ti'amâraa "Tohunga RA" Kua pēke online o te whare pūtea ki tetahi o nga ratonga ipurangi tino mahi i roto i te whenua. Ka taea te faaoti te reira e kore kua pau te kaha o ngā pokapū whakahaere i roto i te noa. E ai ki ngā whakatau tata o Moody, i 2014 whakaritea te whakatūnga o te whakatauranga tauine motu ko Baa3.ru, a ki runga ki te tauine ao - B3. tohua te pēke te rite pūmau. Ko te ti'amâraa "Rus-Whakatauranga" tuhia ano te Bank rite te kainga, ka whakawhiwhia a ia he whakatauranga motu o BBB + ko BB International.

He aha e kore te makona ki kiritaki o te pēke i roto i te motokā taurewa?

Nā ki te meka e mätanga "AyManiBank" Ltd. i motokā pūtea taurewa, hono he maha nui o kōrero i runga i te whare pūtea kei te ki tenei momo o te hua. tuhituhi iwi e i te wā o te rēhitatanga o te hononga o te pēke e kore e whakarato tonu kaimahi ngā mōhiohio tika e pā ana ki ngā pūtea taurewa. He he kōrero e te hainatanga o te kawenata mātanga o te pēke haehae etahi ngā o te taurewa, me muri i te tuhinga kua hainatia, he ratou tino rerekē. Ki te whakaaro ki te kōrero whakamutunga, i konei nga kiritaki ratou ki kupu. Iwi e ngana ana ki te whakaora i tō wa, tika e kore e whakararuraru i te tai'oraa i te-kirimana maha, me te ki te haina tonu. ai tenei he āhuatanga kino i roto i te heke mai, ka tae mai te reira te wa ki te hanga i te utu ā-marama. Ka taea te kite taua riri kore anake i roto i te pā ana ki taua whare rite te "AyManiBank" i roto i Moscow, engari ano hoki i roto i te pā ana ki ētahi atu pareparenga. I roto i te rerekē ki te arotake kino e pā ana ki te kamupene e taea kitea e koe he maha nga kupu o whakawhetai i kiritaki nei i totoa e whiriwhiria he taurewa motokā, me te wā whakarite i ā rātou herenga ki a ia.

Mahere mo te heke mai

"AyManiBank" whakatauranga i te mea tiketike nui hoki te nuinga he kore pera nui te pēke noa rite mahi whakarato āwhina i roto i te whiwhi i te taurewa aunoa. Ko tētahi o nga tino o te pēke - te reira taurewa noaa i te nekeneke waka. Na i reira e pā ana ki 30 manga puta noa te whenua, mahere whakahaere ki te whakatuwhera i te iti rawa i tetahi atu 50 manga. Ka Offices e kei roto i ia o nga takiwa e hānga ana o Russia. Ka hohoro a pai kawe te reira i roto i te tiaki o kiritaki rangatōpū katoa. I roto i te heke mai, te whakamahere whai wāhi i roto i te whare pūtea o pūtea ke, e ka whakatuwhera i te ara ki te whakatūnga o rau o runga tahatika Russian. Ka te whakaaro kia whakatinana i roto i te tau e toru i muri mai. Hoki te rima tau i muri mai whakaritea i roto i te tūnga ārahi o te pēke i roto i tona tuhaa o te mahi. Ki te whakapono tatou te mahere pakihi o te pēke, kei te whakatinanahia e inaianei mua, i roto i te heke mai ka riro te reira i te pūtahi pūtea tere tipu i roto i te whenua.

Pūrongo i runga i Mei 1, 2015

MoE "AyManiBank", ko tona tika kei i te taumata tiketike, no ki te kāwai o pareparenga Russian reo-rahi. no ia ki te tūranga 170 i runga i te rawa kupenga i roto i tēnei kāwai. I te Mei 1, moni 2015 rawa kupenga o pūtahi pūtea ki te 22.87 piriona moni. rawa Tapeke mo te tau nui haere e 8.12%. i te pānga kino i runga i te hokinga ki runga rawa ROI tupu Rawa. E ai ki nga raraunga mō te wā pūrongo i muri, i runga i April 1, heke 2015 tawhē i 0.76% ki 6.63%. korerotia Moody`s ti'amâraa e te whare pūtea he kaupapa ki te mōrea nama tiketike, a ka noho tonu iti nama i roto i 2015. He he katoa tupono o te atu whakahekenga. Whakaritea ki a whakatau tata o 2014, i tuhia i runga ake, kua mauähara te āhuatanga. Ki te whakarite koe i te mahi o te pēke ki ētahi atu whare pūtea i roto i tēnei kāwai i te whenua, na he reira uaua ki te karanga i te kino. E kore kua te whare pūtea i ki te mahi ki te whakahaere wā, me te toremi kaihau tukanga ranei. Ahakoa nga mau fifi e te hunga āhuatanga o te katoa mo te rāngai pūtea katoa i roto i te whenua, e kore kua te evanelia disclaimed fatongia. Ino heke ranei i roto i nga tatauranga mo te wā 2014-2015 gg. Kei te piki kite te reira i rite te täkupu, nui atu i te arā. I raro i nga te pānga o te raruraru tata katoa tahatika, a "AyManiBank" he kahore okotahi. Ko te meka e tonu ia ki te whakahaere me te whakawhānui i ona whatunga o manga, ahakoa nga tikanga ohaoha uaua, anake whakapiki i te taiva ore kiritaki me whakanuia ana te taumata o te whakawhirinaki.

pupuri

MoE "ngā kaha rawa putunga AyManiBank '. Ko e tika ana ki te nui maha o hea me mōhio, e kua whakamatautauria maha pūtea tenei. Te utu whakarongo ki te āhua nui päpätanga huamoni mākete pūtea, e ngā i 13,07% ki te 15% i runga i te hōtaka rānei. Te tuku institution pūtea pai - he 16.29% mo te tiakina, e whakarato ana hoki te pūmatuatanga o moni. I te kau, rite ata he kautaha fakapa'anga ona herenga, me nga pūrongo o te utu-kore o te moni takoha tino ranei ano. E te iwi e kōrero e pā ana ki te kupu whakaari kautaha fakapa'anga. "AyManiBank" putunga o tangata tūturu e tango ki tenei ra, kua whakaratohia, tetahi o te TV kiritaki i te mutunga o te moni tāpui. Ka taea e tetahi mau te huringa iti i roto i te rōrahi o putunga ki te hua whakarara i roto i te nui o ake moni o te pēke, ka pūkete kaituhi ki MKB whakakotahi. taunahatanga Interest-te whanau i runga i putunga o whare pūtea nui haere e pā ana ki 10.4%, i 17.4 piriona moni ki 19.21 piriona moni.

rawa wai

I roto i nga rawa wai o te pēke puritia e nga tikanga e rite wawe tonu e taea te puta ki te moni ki te hoki ki o ratou depositors me ki te whakatau tino ona fafauraa. Tere - Ko te wāhanga o te tika. Tere o ngā rawa fokotu'u mai e i roto i te marama whakamutunga tuhia te huringa i roto i te rōrahi o peeke tino wai, tohua hua i roto i te moni i runga i te ringa me te pareparenga pūkete o Russia. Interbank pūtea taurewa nui haere, a tino wai rawa, tango ki pä pūkete me kua puta ke whakatikatika ki te ahua o 4,01 piriona moni ki 9,78 piriona moni. I roto i te wā pūrongo whakamutunga "AyManiBank" putunga o tangata māori nui haere e rave rahi taime, i haere tahi e te hua i roto i taunahatanga ki kiritaki. I roto i te whakarara, i roto i muri nga tau o te whare pūtea i roto i te hononga ki te āhuatanga ōhanga i taea ana i roto i te whenua, nui haere te matamua whakapaipai mo te tau i 1.08 piriona moni ki 1.75 piriona moni. Whakatauritenga o ngā rawa wai ki te nui o te whakapaipai matamua mahia ōwehenga 558,26%. E whakaatu ana te reira i tawhē pai o te haumaru, i te mea e taea ki te hinga tawhiti nui matamua o te whakapaipai, nui atu i te kotahi e tango te wahi e tika ana inaianei.

Whakarāpopoto ake

Aromatawai i te āhuatanga ki "AyManiBank" pēke (arotake, whakatauranga me tatauranga), tuku nga tohunga ki te kāwai o te whare pūtea i roto i te pā ana ki ngā whare pono. e tūtohu ana mo te haumi, engari i roto i te moni e kore e neke atu i te inihua e whakaratohia ana e ngā pokapū inihua tāpui i te nui o 1.4 miriona moni. Whakaiti whakatauranga o te Moody, ki outlook tōraro wā roa-, urutomo, i meinga whakaoho i roto i depositors, kua reira iti ki te mahi ki ngā mahi ake o te pēke, me te ki te āhuatanga ōhanga kua whakawhanakehia e tenei ra i roto i te rohe o Russia. te pēke iho heke noa te rōrahi o tukuna taurewa motokā, engari kihai i whatiia nga ture, me te haere tonu ki te wā kawe i ona herenga katoa ki kiritaki. Papa whenua mō te āwangawanga o pūtea he ngaro tenei ra, a te nuinga o te nama no ki te ti'amâraa inihua tāpui. e kore e tūtohu pūtea tūpato ki te hanga takoha mo te take e i roto i te hui o ngā whanaketanga kino o ratou moni e taea te whakatotoka ana noa. Ki te whakaaro ki ngā urupare kiritaki, kitea ratou e rua pai, me te kino. Ka rite ki i roto i te take ki ētahi atu whare pūtea o te whenua, ki te makona nga ngākau nuitanga o te katoa ko reira e taea. Ano, te iwi ratou no o ratou whai me te tau'a ki te mahi tahi ki te pareparenga whakaae ki iti painga ki o ratou āhuatanga motuhake me ngā āhuatanga ka whakapuaki i ō rātou riri. He tiaki iti, he whakamātautau taipitopito o nga tikanga o te hononga, te hua pēke tika - me te mahi tahi ki te pēke, ka waiho mana'o anake ahuareka. I tetahi titau pokapū ratonga motuhake ki te whakautu tonu.