Ka taea e meinga e ahau te mokete Refinance hea?

Refinance mokete e kore e rere ke i ngā mahi rite i roto i te faatura o tetahi atu taurewa. Tenei tukanga Ko ki te whiwhi i te whare nama te nui o te moni i runga i ngā atu pai mo te utu o herenga tīariari. I te wa ano e taea te awhina te taurewa taketake i roto i te pēke kotahi, me te tahi atu whare pūtea.

Otiia e kore e katoa kaituku e whakahere mokete refinancing. Banks e rave i roto i taua ngā mahi i roto i te Russian Federation, faahoho'ahia e VTB 24 ko Sberbank. Ahakoa e taea te kitea te refinancing o ētahi atu ngā mahi (pēnei i taurewa motokā nama kiritaki ranei) i roto i te maha pūtahi pūtea.

Refinancing te mokete, ko e hanga te taurewa hou te, keto te moni o nei e te nama o mua. Taunaha o taonga anō-rēhita i runga i te kaituku hou me te nama, utu ko kē te taurewa he faanahoraa nama hou. Tikanga, Kei te whakamana i tenei mahi, ki te he e taea ki te whakaiti i te päpätanga huamoni, ngā utu huri te moni o te utu ranei. Hei tauira, i roto i te moni o nga reiti mōkete e tata tonu raro atu i roto i moni. Heoi, kei te utua utu i roto i te moni Russian. Ki te tupu o, mo te tauira, nui haere te tāra taurewa pikaunga i runga i te pūtea te whānau, kia rite ki te hiahia koe he nui i roto i moni tahuri ki tara. Na reira ko te reira te tahi mau taime pai ki te whakahou i te taurewa i roto i moni. Kia hoki kia te reira i hiahia i roto i te re-rēhita o te pūtea tārewa i runga i te wā utu roa. Bank VTB 24 i roto i tenei whakaaro, pea te record, whakahere he wā mōrahi o rima tekau nga tau.

Hei timata refinancing mokete pai i roto i te pēke, te wahi i āhua tuatahi reira e, pera i roto i te maha o whakaaetanga taurewa i whiu mo utu wawe o te nama i te moratorium i taimi halá, ranei whakamutunga o herenga. Ki te kore e taea e te pēke te whakarato i tētahi ratonga mo te tuku moni, te mea e ahei ki te haere ki tetahi atu whare pūtea. Ko te kupu he mea e tika ana ki te tātai i te nui o e utu reira te rēhita o te taurewa hou, me te ki te whakatau i te pārōnaki auau huamoni. Tohunga whakapono e he koretake te refinancing ki te rerekē te auau hou i te tetahi o mua e iti iho i te rua ōrau.

hanga Refinancing he mokete e i roto i te ara ano e rite ana te nama paerewa. ngohengohe tangata Natural ture ranei he tono me te taurewa i te e taki ana chrezhdenie tona whakaea nāianei. Ki te tae hītori nama o te tangata te roa i runga i te pūtea taurewa taketake, na tetahi pēke kia kore ai ki tuku ki, ara, ki te te mea he taumata makona nui o moni.

Ko te kōwhiringa tino ngā mo tetahi nama e refinancing rate. Mokete i roto i tenei horopaki ko kaua "cheap" taputapu pūtea, rite nga reiti e pā ana ki 12.5 ōrau nei (hei tauira, Tiaki Bank). he tika ki te moni nui o taurewa, me te paari wā roa-tenei. Ahakoa te auau o, mo te tauira, kia 18-20 ōrau atu ranei i runga i ngā whakawhitinga kiritaki nama.